Should you be held accountable because of someone else's health?
Read the whole thing I've quoted below, originally posted publicly on Facebook by a (scientist-type) friend of mine.
Then think about your parents. Think about your grandparents.
Think about all your relatives. Especially the sick ones.
Especially the ones who have made crappy choices in life.
Wonder, for a moment, how many of their medical problems have a genetic component - even if their choices made it worse.
Then imagine being held responsible and made to pay for something you never did.
That's what repealing the ACA will allow insurance companies to do.
Why should you be made to pay for things you've not done?
PSA: Please protest the repeal of Obamacare/Affordable Care Act.
TL:DR The language protecting pre existing conditions is really important.
A scan of the human genome for disease biomarkers is about $1000 today. Just $1000. Scientists and drug companies are constantly adding new gene markers to help us figure out if people are likely to get diseases, especially later in life.
Without Obamacare, there is little to prevent an insurance company from asking for a 'routine' blood sample and testing your genes, and then setting your insurance rate according to all your *genetic* pre-existing conditions. Or simply deciding your genetic combination is too risky to insure, *even if you're not sick*.
GINA (the Genetic Information Nondiscrimination Act) doesn't protect against conditions classified as disabilities or ones requiring long term care. Both diabetes and cancer could be classified as these and save health insurance companies a lot of cash.
Please. Obamacare ain't perfect and needs fixing. But don't get rid of the good parts!